Credit Risk Analyst

Location: Fully onsite in Tigard, Oregon, United States

Salary: $90,000–$120,000 per year, with potential performance-based incentive compensation.

Company

hirify.global is a banking institution providing credit, lending, and financial services.

What you will do

• Develop and maintain PD and LGD dual risk rating scorecard models for Commercial & Industrial and Commercial Real Estate portfolios.
• Design complex risk rating reports, analytical dashboards, and supporting data flows using large and complex datasets.
• Support lending partners with research and commentary on risk-rating discussions involving complex and sizable borrowers.
• Document assigned models, coordinate validation with Model Risk Management, remediate findings, and perform ongoing model monitoring.
• Collaborate on database development, controls, risk-rating functionality, and credit policy updates.
• Present subject-matter findings to senior management, bank personnel, and regulators; may assign work, resolve problems, coach, and train other analysts.

Requirements

• Bachelor’s degree in finance, economics, business, accounting, or a related field.
• 4–7 years of credit risk-related experience with Commercial & Industrial or Commercial Real Estate loans.
• Proficient knowledge of credit concepts, lending and loan monitoring practices, and commercial underwriting techniques.
• Proficiency in databases, queries, data flows, statistical and predictive modeling techniques, and writing SQL.
• Advanced Excel skills, familiarity with BI technologies, and the ability to analyze complex and large datasets.
• Ability to work fully onsite at the posted Tigard, Oregon location.

Nice to have

• Advanced degree or relevant certification.
• Commercial underwriting or lending experience.
• Experience with credit risk models, Power BI, or R.

Culture & Benefits

• Healthcare coverage including medical, dental, and vision plans.
• 401(k) retirement savings plan with employer match for qualifying contributions.
• Paid vacation, sick days, volunteer days, and holidays.
• Life and disability insurance, employee assistance, mental health resources, and legal support.
• Tuition assistance, identity theft protection, insurance discounts, and access to an online discount marketplace.
• Occasional travel may be required.