Compliance Officer (Fintech)

Location: Dallas, Texas, USA — on-site Monday through Friday

Company

Covered Compliance is a rapidly scaling FinTech compliance organization operating within a consumer finance and Banking-as-a-Service ecosystem, with connections to Covered Care Holdings, Westlake, a bank partner, and third-party providers.

What you will do

• Provide BSA/AML compliance guidance to business, operational, banking, product, technology, and servicing stakeholders.
• Enhance the BSA/AML compliance program, risk assessments, operational controls, and monitoring requirements.
• Manage or support OFAC screening, 314(a) requests, SAR investigations, regulatory reporting, complaint management, and transaction monitoring.
• Conduct risk-based manual and automated testing, review monitoring outputs, and prepare recurring compliance reports.
• Coordinate internal and external audits, bank examinations, and state or regulatory examinations.
• Identify root causes, escalate material risks, and track remediation through closure.

Requirements

• 5+ years of experience in BSA/AML, financial crime compliance, banking, financial services, or regulatory compliance.
• Strong knowledge of BSA/AML, OFAC, SAR, CIP/CDD, beneficial ownership, and 314(a) requirements.
• Experience with compliance monitoring, testing, risk assessments, audits, and regulatory examinations.
• Strong analytical, investigative, documentation, and communication skills.
• Ability to translate regulatory requirements into practical business controls.
• Bachelor’s degree in finance, business, accounting, criminal justice, compliance, or a related field is preferred.

Nice to have

• Active CAMS certification or equivalent.
• Experience with financial institutions, bank partners, servicing organizations, or third-party service providers.

Culture & Benefits

• Tech-forward, collaborative, and innovation-driven compliance environment.
• Medical, dental, vision, life insurance, and long-term disability benefits.
• Flexible Spending Account, 401(k) matching, and Employee Stock Ownership Program with company matching.
• Paid vacation, sick days, and holidays.
• Wellness programs, career path opportunities, and employee discounts.