Head of Risk and Compliance (Fintech)

Location: Santa Ana, California. Candidates must be authorized to work in the United States. hirify.global uses E-Verify to validate work authorization.

Salary: $197,217–$280,146 per year, with potential eligibility for bonuses, commissions, or other compensation.

Company

hirify.global provides technology-enabled grading, authentication, vaulting, and sales services for trading cards, autographs, comics, coins, video games, tickets, and memorabilia through brands including PSA, PCGS, Beckett, SGC, and Card Ladder.

What you will do

• Design, implement, and own the end-to-end compliance management system for the Financial Services lending business.
• Build lending regulatory, licensing, BSA/AML, KYC, sanctions-screening, complaint-management, and partner-oversight programs.
• Define fraud-prevention strategy across the Marketplace and Power Packs, including rules engines, machine-learning models, identity signals, and manual-review workflows.
• Establish fraud operations, case management, loss and chargeback metrics, and reporting on recoveries and false-positive impact.
• Set the enterprise risk framework, risk appetite, key risk indicators, audit readiness, policies, training, and Board-level reporting.
• Recruit, structure, and lead the Risk & Compliance team while partnering with Legal, Finance, Product, Engineering, Trust & Safety, and Customer Service.

Requirements

• 12+ years of progressive risk and compliance experience, including senior leadership across regulated consumer lending or fintech and payments or marketplace fraud.
• Hands-on knowledge of U.S. consumer-lending regulations, including TILA/Regulation Z, ECOA/Regulation B, FCRA, UDAAP, GLBA, state licensing, and usury requirements.
• Strong knowledge of BSA/AML, KYC, CIP, customer due diligence, OFAC, sanctions screening, and SAR governance.
• Experience building and scaling a compliance management system or fraud-prevention function from an early stage.
• Experience leading fraud strategy in a high-volume, high-value consumer environment and working with data, product, and engineering teams on rules and ML-based decisioning.
• Executive communication, Board-level presentation, regulator relationship, and people-leadership experience.

Nice to have

• Experience with audit, SOX, underwriting, or regulatory diligence.
• Exposure to asset-backed lending, collateralized lending, custody, vaulting, or high-value alternative assets.
• Familiarity with sponsor-bank lending models and third-party or vendor risk management.
• Knowledge of sweepstakes, gaming, or chance-based product regulation across U.S. states.
• CAMS, CRCM, CFE, CRCMP, JD, or a related advanced degree.

Culture & Benefits

• Medical, dental, and vision insurance for full-time employees.
• Fertility, commuter, and educational assistance benefits.
• 401(k) matching plan.
• Flexible time off for salaried employees and ten company-paid holidays.
• Flexible schedules, employee discounts, team events, and celebrations.

Hiring process

• Video interviews require candidates to keep cameras on; some steps may take place by phone.
• For remote roles, an on-site interview may be requested during the final stages at the company’s discretion.