Anti-Money Laundering Monitoring Analyst (Fintech)

Location: Palo Alto, California, or remote within the United States

Company

hirify.global provides automated investment advisory, brokerage, cash management, and lending products.

What you will do

• Review and disposition transaction monitoring alerts and suspicious activity referrals, escalating cases to the Financial Intelligence Unit when warranted.
• Investigate transactional activity, internal KYC records, subpoenas, USA PATRIOT Act Section 314(a) and 314(b) requests, and open-source information.
• Document triage decisions and alert dispositions to support consistency, auditability, and stakeholder transparency.
• Partner with Engineering to develop and improve transaction monitoring processes, parameters, controls, policies, and procedures.
• Identify money laundering, terrorist financing, and fraud indicators and expand existing Fraud and AML typologies.
• Support adverse media and PEP watchlist screening and monitor relevant regulatory changes.

Requirements

• BA/BS degree.
• 2–4 years of direct or relevant experience in AML, Sanctions, or Follow-the-Money analysis or investigations.
• Practical knowledge of money laundering typologies, suspicious activity triage, transaction monitoring, and related red flags.
• Working knowledge of BSA/AML, FinCEN, FINRA, and SEC regulations.
• Experience collaborating cross-functionally, including with Engineering teams, together with strong analytical, organizational, written, and verbal communication skills.
• Willingness to obtain applicable registrations or licenses as necessary.

Nice to have

• CAMS or CFE certification.
• Broker-dealer or registered investment adviser experience, including FINRA Series 7 and 24 registrations.
• Experience with automated investment advisory, brokerage, stock investing, cash management, lending, banking-as-a-service, or bank partnership products.
• Understanding of investment advisory, retail banking, and consumer lending.

Culture & Benefits

• Individual contributor role within the Legal and Compliance division.
• Collaboration with Fraud Operations, Product Support, Engineering, and other departments.
• Opportunity to apply technology to improve compliance and business processes.
• Equal opportunity workplace committed to diversity and non-discrimination.