Risk Manager (Fintech)

Location: Fully remote, with locations listed as London, Espoo, Mariehamn, Spain, and Germany. Flexible remote work is available for up to 30 days, subject to applicable conditions.

Company

hirify.global is a Nordic-founded fintech and regulated payments partner providing cloud-native card issuing, digital wallet, compliance, fraud intelligence, and payment infrastructure for brands, banks, and fintech companies.

What you will do

• Maintain and develop the enterprise risk management framework, including policies, risk taxonomy, methodologies, and governance processes.
• Coordinate risk and control self-assessments, challenge residual risk positions, and track remediation across business areas.
• Develop and monitor the Risk Appetite Framework and Key Risk Indicators, escalating activity outside agreed thresholds.
• Prepare risk reporting for the Risk & Compliance Committee and other management committees.
• Provide second-line oversight of incidents, including severity assessment, root cause analysis, regulatory notification assessment, lessons learned, and remediation tracking.
• Support operational resilience, business continuity, outsourcing, third-party risk, DORA-related activities, control testing, thematic reviews, and regulatory submissions.

Requirements

• Practical risk management experience in financial services, fintech, payments, or another regulated environment.
• Strong understanding of second-line risk management principles, operational risk, control design, control effectiveness, and remediation.
• Experience with RCSAs, risk registers, control assessments, risk scoring, risk appetite frameworks, KRIs, risk governance, or management reporting.
• Practical experience with incident assessment, root cause analysis, issue tracking, remediation monitoring, and lessons learned.
• Ability to provide constructive challenge, communicate clearly with senior stakeholders and governance committees, and manage competing priorities.
• Ability to work remotely from the listed locations: the United Kingdom, Finland, Spain, or Germany.

Nice to have

• Experience in payments, e-money, card issuing, BIN sponsorship, or embedded finance.
• Knowledge of UK or EU payments and e-money regulation.
• Experience with DORA, operational resilience, outsourcing regulation, GRC tools, regulatory notifications, or automated risk reporting.

Culture & Benefits

• High autonomy and ownership with freedom to manage work and make decisions.
• Flexible remote and hybrid work options supporting work-life balance.
• Opportunities for personal and professional growth.
• Competitive pay, regular salary reviews, and an employee stock option program.
• Up to five weeks of annual vacation, paid family leave, team activity budgets, and location-dependent healthcare, pension, insurance, wellbeing, phone, and lunch benefits.