Sr Statistical Modeling Analyst (Credit Risk)

Location: Remote, Washington, United States

Salary: $128,900–$157,500 annually; full pay range $99,900–$186,400 annually, plus performance-based incentives.

Company

hirify.global is a purpose-driven financial institution serving 1.5 million members and managing more than $30 billion in assets.

What you will do

• Develop, redevelop, calibrate, implement, and document credit risk models, including Probability of Default, Loss Given Default, and Exposure at Default models.
• Apply statistical methods to credit decisions, loss forecasting, reserving, economic capital, capital planning, and stress testing.
• Research model enhancements, evaluate data reliability, manage data requests and systems testing, and improve model accuracy.
• Collaborate with business partners and product management to interpret model results and generate actionable risk-management insights.
• Participate in annual model reviews, performance testing, reporting, change control, and statistical model development lifecycle activities.
• Analyze loan portfolio trends and present modeling results related to originations, servicing, collections, loss mitigation, and asset liquidation.

Requirements

• Master’s degree or foreign equivalent in statistics, mathematics, finance, economics, or another quantitative discipline, with statistics coursework.
• At least 3 years of statistical modeling experience, including credit risk modeling for mortgage, home equity, auto, credit card, or commercial loan products.
• Experience developing and validating PD, EAD, and LGD models, with knowledge of logistic regression, survival analysis, Markov chains, and time series methodologies.
• Knowledge of AI and machine learning tools.
• Knowledge of at least three statistical analytical packages among SAS, Python, SQL, and R.
• Ability to analyze and reconcile large volumes of data and communicate complex statistical insights to management and risk-modeling stakeholders.

Nice to have

• Experience with capital planning, stress testing, CCAR, DFAST, or the Basel Regulatory Capital Framework.
• Experience with multivariate analysis and Monte Carlo modeling techniques.

Culture & Benefits

• People-focused culture guided by a “people helping people” philosophy.
• 401(k) company match of up to 3% and a 4% annual hirify.global contribution.
• Medical, dental, and vision coverage.
• PTO program, tuition reimbursement, and volunteer time off with donation matching.
• Equal opportunity employment environment.