2 часа назад
Senior Credit Underwriter (Fintech)
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Senior Credit Underwriter (Fintech): Underwriting SME, mid-corporate, and large-corporate lending applications in Nigeria with an accent on financial analysis, business modelling, portfolio monitoring, and risk-based lending decisions. Focus on stress testing large-ticket loans, assessing collateral and covenants, defining lending thresholds, and improving underwriting frameworks with Sales, Product, and Data Engineering teams.
Location: Lagos, Nigeria
Company
is an African all-in-one financial platform providing payments, banking, credit, cross-border, and business management tools to businesses and individuals.
What you will do
- Underwrite SME, mid-corporate, and large-corporate lending applications requiring manual review.
- Conduct due diligence, financial analysis, business projection modelling, viability assessments, and stress testing for large-ticket loans.
- Prepare credit approval memos for senior management and risk committee forums.
- Monitor sector portfolio health, conduct regular credit reviews and deep-dives, and review individual bad debts.
- Help define lending thresholds and parameters while maintaining risk appetite and agreed loan loss targets.
- Collaborate with Sales, Product, Data Engineering, and other stakeholders on credit risk initiatives and strategic product development.
Requirements
- Significant experience underwriting SME and large-corporate loans within Nigeria is required.
- Experience underwriting large-ticket loans of up to 5Bn NGN is required.
- Expertise in assessing SMEs and large corporates using financial statements, audited accounts, bank statements, and other data sources.
- Knowledge of industry-sector headwinds, opportunities, macroeconomic factors, and regulatory requirements in Nigeria.
- Experience assessing collateral and covenants across secured and unsecured lending.
- Strong analytical, communication, problem-solving, autonomous working, teamwork, and ethical decision-making skills.
Culture & Benefits
- People-first culture focused on employee well-being, respect, inclusion, and open communication.
- Learning and development environment with knowledge sharing, training, and regular internal technical talks.
- Attractive salary and additional benefits.
Hiring process
- Preliminary phone call with a recruiter.
- Technical interview with the Head of Credit Risk, followed by an interview with a Business lead.
- Behavioural and technical interview with an executive team member.
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