Associate, Construction Lending (Fintech)

Location: Fort Lee, New Jersey, United States; hybrid/onsite work arrangement

Salary: $100,000–$125,000 per year

Company

hirify.global builds financial infrastructure and capital solutions for payments, cards, lending, and digital asset products.

What you will do

• Originate and underwrite construction loan transactions for residential and commercial real estate assets.
• Source new leads through existing relationships and digital and in-person networking.
• Analyze property details, financial projections, construction budgets, client data, and other information to assess creditworthiness.
• Evaluate credit risk, repayment sources, and appropriate loan structures; prepare credit memos and present transactions for approval.
• Manage third-party engagements and the construction draw/requisition process, including inspections, title continuations, documentation analysis, and approval memos.
• Coordinate with Loan Servicing, borrowers, auditors, and regulators regarding payments, insurance, loan files, and compliance matters.

Requirements

• 3+ years of relevant construction underwriting and lending experience.
• Strong analytical, organizational, written, and verbal communication skills.
• Ability to manage and prioritize multiple tasks under tight time constraints.
• Knowledge of commercial lending trends, competition, regulations, and banking compliance policies and procedures.
• Proficiency with Microsoft Office, especially Microsoft Excel.
• Bachelor’s degree in Real Estate, Finance, Business, Accounting, Economics, or a related field preferred.

Culture & Benefits

• Work in a collaborative, purpose-driven fintech environment.
• Contribute to financial infrastructure designed to expand access and opportunity.
• Work alongside teams focused on innovation, integrity, and regulatory responsibility.