Credit Risk Analyst

Credit risk analysis for SME customers within a regulated financial services environment.

Company

hirify.global provides a multinational environment focused on international projects and regulated financial services operations.

What you will do

• Verify SME credit applications and perform Customer Due Diligence as part of credit risk assessment.
• Analyse financial statements, customer documentation, credit bureau reports, bank references, and publicly available information.
• Calculate credit and risk exposure and identify potential credit, fraud, and compliance risks.
• Monitor and verify customer transactions and analyse loan portfolio quality.
• Collaborate with customers, banks, financial institutions, and internal fraud prevention teams.
• Maintain accurate credit decision documentation and recommend corrective actions when risk deterioration is identified.

Requirements

• Commercial experience in credit risk, credit analysis, lending, or a related financial area.
• Experience with Customer Due Diligence and understanding of AML compliance.
• Experience analysing customer financial information and documentation.
• Strong quantitative and qualitative analytical skills, attention to detail, and the ability to assess customer and credit risk.
• Good communication and negotiation skills.
• Good English and a degree in Economics, Finance, Business Administration, or a related area.

Nice to have

• SME credit risk or commercial banking experience.
• KYC, financial crime compliance, or fraud prevention experience.
• Transaction monitoring, credit bureau analysis, or loan portfolio monitoring experience.
• Experience working within a large regulated financial organisation.

Culture & Benefits

• Multinational environment with international projects.
• Competitive salary.
• Comprehensive healthcare.
• Long-term B2B contract with a stable project pipeline.