Merchant Risk Analyst & Underwriting

Location: Shah Alam, Malaysia; onsite

Company

Razer is a global gaming company operating across five continents and providing gamer-focused products and services.

What you will do

• Evaluate new merchant applications and conduct risk assessments to determine account eligibility.
• Analyze transaction data, financial statements, and other information to identify risk indicators and potential fraud.
• Monitor merchant accounts, perform ODD and periodic reviews, and apply controls such as limit adjustments or account closures.
• Ensure compliance with payment-network rules, regulations, and internal underwriting policies.
• Communicate risk insights and recommendations to sales, operations, and risk management stakeholders.
• Improve underwriting policies, workflows, documentation, and merchant risk management processes.

Requirements

• Bachelor’s degree in Finance, Business, Risk Management, or a related field.
• 1–3 years of experience in merchant underwriting, risk assessment, or fraud prevention; e-commerce payments experience is an advantage.
• Strong understanding of KYC, KYB, AML, and fraud risk management frameworks.
• Familiarity with Visa, Mastercard, and UnionPay payment schemes and compliance regulations.
• Experience with risk management tools, payment processing platforms, and CRM systems, plus strong analytical and communication skills.
• Willingness to perform shift duties and undertake tasks assigned by management.

Culture & Benefits

• Work with a global team across five continents.
• Inclusive and respectful workplace committed to equal opportunity.
• Reasonable accommodations are provided where needed for disability or religious practices.
• Fast-paced environment with opportunities for personal and professional growth.