Credit Review Team Leader - Consumer

Location: Cleveland, OH; office workplace type

Salary: $93,000–$189,000 USD annually, plus eligibility for applicable incentive compensation

Company

hirify.global is a financial services organization providing banking and lending products.

What you will do

• Serve as the subject matter expert for consumer and scored commercial credit risk, including originations, portfolio monitoring, risk management, credit data analysis, and lending support practices.
• Develop and manage credit review programs evaluating credit selection, underwriting, administration, policies, procedures, legal and regulatory compliance, and required improvements.
• Monitor credit-related risk across the bank, holding company, and subsidiaries, and identify and communicate emerging risk issues.
• Contribute to annual and strategic planning, engagement budgets and staffing, plan monitoring, post-exam follow-up, and continuous improvement of credit review tools and methods.
• Provide technical guidance for integrated engagements and coordinate review objectives and procedures with management.
• Present credit risk identification, measurement, and management information to senior management and the Board, and represent Credit Review in risk meetings.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field.
• 7+ years of progressively responsible experience in credit review, risk or credit risk management, portfolio monitoring, underwriting, and/or analysis, including management experience.
• Strong verbal and written communication skills, including the ability to engage in difficult conversations and manage multiple engagements or projects simultaneously.

Nice to have

• Strong knowledge of risk or credit risk management and control frameworks.
• Project management skills and the ability to deliver high-quality results while meeting deadlines and goals.
• Credit Review or risk officer experience in consumer or scored commercial lending.
• Technical accounting, including GAAP, or financial statement analysis knowledge.
• Understanding of credit and behavioral models in scored originations environments.
• Working knowledge of MS Access, Excel, Word, and credit or statistical analysis tools.
• Conflict management experience.

Culture & Benefits

• Office-based workplace with flexible work arrangements potentially available for eligible positions outside the branch network.
• Health insurance, wellness programs, life and disability insurance, retirement savings, paid leave, paid holidays, and paid time off.
• Exempt position not eligible for overtime pay.