Credit Review Team Leader - Consumer

Location: Cleveland, OH, United States; Workplace type: Office

Salary: $93,000–$189,000 USD annual base compensation

Company

hirify.global provides banking and financial services.

What you will do

• Serve as the subject matter expert for consumer and scored commercial credit risk, including originations, portfolio monitoring, risk management, and credit data analysis.
• Develop and manage credit review programs covering credit selection, underwriting, administration, policies, procedures, and regulatory compliance.
• Monitor credit-related risk across the bank, holding company, and subsidiaries, identifying emerging risk issues and improvement opportunities.
• Coordinate credit review objectives and procedures with management teams and provide technical guidance for integrated engagements.
• Contribute to annual and strategic plans, engagement budgets, staffing, follow-up activities, and continuous improvement of review tools and methods.
• Present credit risk findings to senior management and the Board of Directors and represent Credit Review in risk meetings.

Requirements

• Bachelor’s degree in Accounting, Finance, Economics, Business, or a related field.
• 7+ years of progressively responsible experience in credit review, risk management, portfolio monitoring, underwriting, or credit analysis, including management experience.
• Strong knowledge of credit risk management and control frameworks.
• Strong verbal and written communication skills, including the ability to manage difficult conversations.
• Ability to manage multiple engagements and projects while meeting deadlines and department goals.

Nice to have

• Credit Review or risk officer experience in consumer or scored commercial lending.
• Technical accounting, GAAP, or financial statement analysis knowledge.
• Knowledge of credit and behavioral models in scored originations.
• Experience with MS Access, Excel, Word, and credit or statistical analysis tools.
• Project management and conflict management experience.

Culture & Benefits

• Health insurance coverage and wellness programs.
• Life and disability insurance.
• Retirement savings plan.
• Paid leave, paid holidays, and paid time off.
• Potential eligibility for incentive compensation.