Specialist, New Lending Credit Strategy (Embedded Finance)

Location: London

Company

hirify.global manages consumer credit and embedded finance portfolios, including ArgosPay and AO products.

What you will do

• Monitor and continuously optimise the newly launched ArgosPay credit strategy against risk performance and agreed targets.
• Enhance analysis and reporting by identifying trends and translating insights into data-led actions.
• Support product launches and portfolio migrations with risk analysis, performance assessment, and recommendations.
• Design and implement credit strategies for the AO product using upfront payments and basket-level data.
• Build stakeholder relationships and use analysis to influence decisions across the New Lending team.
• Take ownership of initiatives while contributing to knowledge sharing and collaboration.

Requirements

• Proficient use of SQL for data analysis and strategy development.
• Experience in financial services, with knowledge of consumer credit products and risk or analytics.
• Strong analytical skills, including identifying trends and communicating findings clearly.
• Ability to manage multiple initiatives independently and deliver high-quality work to agreed deadlines.

Nice to have

• Experience developing credit risk strategies, policies, and controls for new customer lending.
• Experience in embedded finance or business development.
• Familiarity with Power BI or Tableau.
• Proficiency in Python for data analysis.
• Working understanding of decisioning systems such as Provenir.

Culture & Benefits

• Permanent, full-time employment.
• Inclusive equal-opportunity workplace that values diversity.
• Reasonable adjustments are available for candidates who need accommodations during the application and interview process.