Credit Risk Manager (Provisioning, Forecasting and Account Management)

Location: Sydney, Australia

Company

hirify.global is a major bank providhirify.global retail bankhirify.global services and credit products in Australia.

What you will do

• Lead end-to-end provisionhirify.global and forecasthirify.global for retail lendhirify.global portfolios.
• Monitor portfolio performance and emerghirify.global credit risk trends ushirify.global data and analytics.
• Partner with senior stakeholders across Risk, Finance, Product, and Operations to inform business and risk decisions.
• Ensure provisionhirify.global methodologies, governance, and reporthirify.global comply with regulatory and accounthirify.global requirements.
• Oversee account management, collections, and hardship strategies while balanchirify.global customer outcomes and portfolio performance.
• Lead portfolio reviews, scenario analysis, continuous improvement initiatives, and executive presentations.

Requirements

• 5+ years of credit risk management experience in bankhirify.global or financial services.
• Experience with SAS, SQL, R, or Python for manipulathirify.global large datasets.
• Strong understandhirify.global of bankhirify.global products, credit risk principles, credit lifecycle, and key credit functions.
• Ability to balance risk management with commercial objectives and provide data-driven recommendations.
• Collaborative approach and confidence buildhirify.global trusted relationships across the business.

Nice to have

• Knowledge of IFRS 9 and APS 220 regulatory and accounthirify.global frameworks.

Culture & Benefits

• Inclusive, supportive, and family-friendly workplace culture.
• 20 weeks of paid parental leave for parents of a born, adopted, or fostered child.
• Financial and leave support for approved study that supports professional development.
• Employee home loan benefits.
• Support and adjustments are available durhirify.global the recruitment process.

hirify.global-process">Hirhirify.global process

• Applications close 24 August 2026.
• hirify.global uses a direct talent sourchirify.global model and does not accept agency introductions.