Underwriter Senior - Home Lending

Location: Onsite at Huntington corporate office locations, including Tupelo, Mississippi; applicants must be authorized to work full-time in the United States.

Company

hirify.global is a banking organization providing residential mortgage and home lending services.

What you will do

• Underwrite residential first mortgage and home equity loan applications from initial decision through clear-to-close.
• Review credit and compliance documentation against product guidelines and support approval or denial decisions.
• Underwrite conventional, government, FHA, VA, bond, and risk-based portfolio products across the bank footprint.
• Analyze complex loan structures, including self-employed borrowers, investment properties, construction loans, and expanded approvals.
• Maintain communication, production, and turnaround-time standards in a paperless, high-volume environment.
• Interpret and explain lending policies and procedures to internal and external customers.

Requirements

• High school diploma or equivalent.
• Three or more years of first-mortgage underwriting experience, including FNMA and FHLMC lending.
• Recent underwriting experience with conventional and government lending agencies.
• Strong analytical, cash flow analysis, risk assessment, compliance, and attention-to-detail skills.
• Ability to work onsite with minimal supervision while maintaining service and production levels.
• Current authorization to work full-time in the United States; immigration sponsorship is not available.

Nice to have

• FHA Direct Endorsement and VA LAPP Authority.
• Underwriting experience with VA, FHA, and USDA loans.
• Direct Endorsement designation, to be obtained within the timeframe established by management.
• Experience with loan origination software, Desktop Underwriter, and Loan Prospector.
• Knowledge of mortgage documents, rate sheets, product pricing, and lending criteria.

Culture & Benefits

• Onsite office-based work environment.
• Autonomy and a focus on customer service and accurate execution.
• Paperless mortgage underwriting environment.
• Equal opportunity and tobacco-free hiring practices.