6 дней назад
Head of Lending Compliance (Fintech)
219 000 - 296 500$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Head of Lending Compliance (Fintech): Leading the compliance program for consumer and small business lending, loan brokering, and lending marketplace products with an accent on regulatory frameworks, fair lending oversight, and bank-partner governance. Focus on scaling a high-performing compliance team, testing underwriting models for disparate impact, translating emerging regulations into business requirements, and influencing product and engineering launch decisions.
Location: Mountain View, California; hybrid with on-site expectations of 3 days per week
Salary: $219,000–$296,500 annual base pay, plus potential cash bonus, equity rewards, and benefits
Company
is a financial technology platform serving approximately 100 million customers through products including TurboTax, Credit Karma, QuickBooks, and Mailchimp.
What you will do
- Lead and scale the lending compliance team, including developing compliance managers and analysts.
- Set compliance strategy, priorities, policies, procedures, and controls for consumer and small business lending and loan brokering.
- Own compliance risk assessments, fair lending oversight, underwriting model governance, disparate impact testing, and adverse action processes.
- Lead compliance monitoring, testing, control challenges, and corrective action recommendations.
- Monitor regulatory developments, including state disclosure regimes and CFPB Section 1071 requirements, and translate them into business requirements.
- Partner with product, engineering, marketing, regulators, auditors, and bank partners on product design, launches, and compliance decisions.
Requirements
- 15+ years of lending compliance, consumer finance regulatory compliance, legal, risk, or advisory experience in banking, fintech, or financial services, including second-line compliance experience.
- 5+ years of direct people management experience, with a track record of building or scaling compliance teams.
- Deep expertise in TILA/Regulation Z, ECOA/Regulation B, FCRA, UDAAP, state commercial financing disclosure laws, loan brokering compliance, multi-state licensing, and bank-partner lending models.
- Experience with regulatory examinations and communication with senior executives, regulators, and auditors.
- Relevant certification such as CRCM or CAMS, or a J.D.
- Prior experience with a partner bank, Capital Markets, and using AI tools to improve or automate compliance workflows or documentation.
Culture & Benefits
- Hybrid work arrangement with three on-site days per week.
- Competitive compensation with performance-based rewards.
- Potential eligibility for cash bonus, equity rewards, and benefits under applicable company plans.
- Regular pay-equity comparisons across ethnicity and gender categories.
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