Bank Compliance Technology Analyst (Fintech)

Location: Remote within the United States

Salary: $128,000–$188,000 per year in most U.S. states; $145,000–$205,000 per year in CA, WA, NY, NJ, and CT

Company

Affirm is a fintech company providing consumer credit with transparent terms and no hidden fees or compounding interest.

What you will do

• Support the technical design and operation of BSA/AML and broader bank compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, case-management systems, and automated controls.
• Translate regulatory and policy requirements into system logic, technical requirements, workflows, and operational processes.
• Test rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, alerts, cases, and customer activity to identify gaps and recommend improvements.
• Develop dashboards and reporting, maintain compliance technology documentation, and coordinate enhancements across Compliance, Operations, Product, Engineering, Data, and vendors.

Requirements

• 5+ years of experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related function.
• Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate regulatory or policy requirements into practical technical and operational solutions.
• Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.
• Strong analytical, written communication, documentation, testing, change-management, governance, and audit-readiness skills.
• Must be able to work remotely within the United States; visa sponsorship is not available.

Nice to have

• Experience supporting a regulated bank or bank-partnership environment.
• SQL, Python, Databricks, or Snowflake experience.
• Experience with transaction-monitoring rules, model tuning, system implementation, control testing, regulatory examinations, internal audits, or model validation.
• Knowledge of BSA/AML regulations and related regulatory expectations.

Culture & Benefits

• Remote-first work environment within the country of employment.
• Affirm covers medical premiums for employees and dependents, with dental and vision coverage.
• Flexible spending stipends for technology, food, lifestyle needs, and family-forming expenses.
• Competitive vacation and holiday schedules.
• Employee stock purchase plan with discounted shares.

Hiring process

• Inclusive interview experience with reasonable accommodations available for candidates with disabilities.