Senior BSA/AML Investigator (Sat - Wed)

Location: Bastrop, Texas; New York, New York; or Palo Alto, California, United States. Remote work is permitted on Saturdays and Sundays; in-office attendance is required Monday through Wednesday. Applicants must meet U.S. ITAR citizenship, permanent residency, refugee, asylee, or authorization requirements.

Salary: $120,000–$145,000 USD per year

Company

xAI develops AI systems designed to understand the universe and support humanity’s pursuit of knowledge.

What you will do

• Investigate and resolve complex transaction monitoring alerts and financial crime cases.
• Prepare, review, and recommend high-quality Suspicious Activity Reports with supporting documentation.
• Conduct KYC support, Enhanced Due Diligence, and periodic customer risk reviews.
• Help tune transaction monitoring rules and scenarios while reducing false positives.
• Mentor junior investigators and collaborate with Product, Risk, and Legal teams on compliance initiatives.
• Track changes in BSA/AML, OFAC, FinCEN, and payment-industry financial crime requirements.

Requirements

• 4+ years of hands-on AML experience, ideally in fintech or banking.
• Experience with digital payments, money transmission, wallets, or peer-to-peer platforms.
• Strong knowledge of the Bank Secrecy Act, USA PATRIOT Act, OFAC sanctions, FinCEN guidance, and related regulations.
• Ability to prepare and file SARs with clear, well-structured narratives.
• Strong analytical, written, verbal, presentation, and stakeholder-management skills.
• Ability to work full-time from one of the listed U.S. locations on a Saturday–Wednesday schedule and meet ITAR eligibility requirements.

Nice to have

• AML-related certifications such as CAMS or CGSS.
• Experience with regulatory bodies and standards including FATF.

Culture & Benefits

• Small, highly motivated organization focused on engineering excellence and curiosity.
• Flat structure with hands-on contribution and initiative-driven leadership.
• Equity and comprehensive medical, vision, and dental coverage.
• 401(k) retirement plan, short- and long-term disability insurance, and life insurance.
• Additional discounts and employee perks.