Senior Underwriter Analyst (Fintech)

TL;DR

Senior Underwriter Analyst (Fintech): Developing and maintaining credit strategies and risk infrastructure for financial automation tools with an accent on commercial exposure analysis and predictive modeling. Focus on establishing performance tracking, designing financial impact tests, and updating loss forecasts to optimize risk management.

Location: Remote-eligible, Must be based in the United States

Salary: $76,900 - $108,200 USD (depending on geographic zone)

Company

hirify.global is a financial automation company empowering businesses by replacing outdated financial processes with innovative tools to help them make smarter decisions.

What you will do

• Participate in the development and maintenance of credit strategies, processes, and procedures.
• Analyze and underwrite commercial exposures based on fundamental analysis and predictive models.
• Develop and maintain credit loss forecasts and establish effective performance tracking.
• Design and implement comprehensive tests to evaluate financial impact and drive enhancements.
• Conduct periodic reviews to ensure accurate execution of risk strategies.

Requirements

• 5+ years of experience rating or underwriting at a leading financial institution or rating agency.
• Experience dealing with commercial exposures from small businesses to large multinational institutions.
• Strong understanding of fundamental financial analysis and GAAP/IFRS accounting standards.
• Familiarity with quantitative credit models (e.g., Moody's RiskCalc) and interpreting their outputs.
• Bachelor's degree in finance, accounting, economics, business, or statistics.
• Must have authorization to work in the United States without requiring visa sponsorship now or in the future.

Nice to have

• Graduate degree.
• Chartered Financial Analyst (CFA) program candidacy.

Culture & Benefits

• 100% paid employee health, dental, and vision plans.
• 401(k) retirement plan and Employee Stock Purchase Program.
• HSA and FSA accounts.
• 11+ observed holidays, wellness days, and flexible time off.
• Life insurance and long/short-term disability coverage.