Financial Crime Intelligence: Investigations Expert (Fintech)

TL;DR

Financial Crime Intelligence: Investigations Expert (Fintech): Leading complex AML and financial crime investigations while turning case findings into actionable intelligence and stronger transaction monitoring controls, with an accent on high-risk cases, regulatory reporting, and investigative judgement. Focus on identifying emerging typologies, closing detection gaps, influencing monitoring rule design, and scaling financial crime controls across global markets.

Location: London, United Kingdom

Salary: £63,417–£90,687 base pay

Company

A global fintech company providing consumer financial products across multiple markets.

What you will do

• Own complex, high-risk, novel, and escalated financial crime investigations that require expert judgement.
• Conduct end-to-end transaction monitoring and event-driven investigations, documenting investigative decisions clearly.
• Identify emerging fraud and financial crime typologies and translate signals into actionable intelligence.
• Draft well-supported Suspicious Activity Reports and determine when enhanced due diligence, escalation, or regulatory reporting is required.
• Influence transaction monitoring configuration, close coverage gaps, and turn investigative findings into stronger detection controls.
• Collaborate with Compliance, Operations, and other internal stakeholders to maintain scalable investigative controls.

Requirements

• 5+ years of AML or financial crime investigations experience in fintech, banking, payments, law enforcement, or a regulatory or investigative body.
• Strong hands-on experience with transaction monitoring, event-driven investigations, and complex case escalations.
• Proven ability to assess suspicious activity and prepare clear Suspicious Activity Reports.
• Understanding of AML and financial crime regulations in the US and/or EU, including sanctions and PEP frameworks.
• Strong written and verbal English communication skills are required.
• Ability to make and defend reasoned decisions in a fast-paced environment with evolving risks.

Nice to have

• CAMS, ICA, or equivalent AML certification.
• Experience overseeing outsourced investigation or transaction monitoring teams.
• Exposure to banking, lending, deposits, credit, crypto, or investment products.
• Experience tuning transaction monitoring or screening tools and designing control rules from investigative insights.
• Interest in AI-assisted investigative tooling, including case triage, summarization, and typology detection.

Culture & Benefits

• In-house financial crime intelligence work spanning routine reviews to complex, high-risk investigations.
• Opportunity to improve systems and controls rather than focusing only on individual case outcomes.
• Exposure to financial crime risks across global markets and evolving fintech products.
• Compensation may include equity rewards, health and wellness stipends, and life, medical, dental, and vision coverage.
• Equal employment opportunities and reasonable accommodations throughout the hiring process.