VP, Fair Lending & CRA Officer
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
TL;DR
VP, Fair Lending & CRA Officer (Banking Compliance): Maintaining and continuously improving fair lending and Community Reinvestment Act programs with an accent on regulatory compliance, risk monitoring, community development, and executive reporting. Focus on analyzing lending data for disparities and redlining, preparing regulatory submissions, managing examinations, and guiding remediation and strategic decisions.
Location: Dallas, Texas, United States
Company
operates TBK Bank, serving customers and communities through banking and financial services.
What you will do
- Maintain and enhance fair lending and CRA policies, procedures, controls, and monitoring systems.
- Research regulatory requirements, interpret emerging guidance, and advise management and business units on compliance actions.
- Analyze lending data, conduct risk assessments and CRA self-assessments, and identify disparities or redlining concerns.
- Prepare, audit, and submit CRA data to FFIEC, maintain the CRA Public File, and develop the CRA Performance Context for regulatory evaluation.
- Prepare reports and presentations for management, the CRA Committee, the Executive Loan Committee, and the Board.
- Coordinate community development lending, investments, and services while managing complaints, examinations, audits, and remediation plans.
Requirements
- Bachelor’s degree.
- 5+ years of experience in banking compliance, fair banking, or a related field.
- Strong knowledge of the Community Reinvestment Act, fair lending principles, bank regulations, operations, lending, and accounting.
- Ability to interact effectively with regulators, the Board of Directors, management, and cross-functional leadership.
- Advanced written, oral, presentation, and interpersonal skills, with the ability to educate bank staff.
- Ability to manage competing priorities, heavy workloads, and time-sensitive deadlines with sound judgment and autonomy.
Nice to have
- Certified Regulatory Compliance Manager (CRCM) certification.
Culture & Benefits
- Collaborative, solutions-oriented banking environment focused on customer and community impact.
- Medical, dental, and vision coverage.
- Paid time off.
- 401(k) and additional benefits.
- Regular, predictable attendance in a business-office environment.
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