Senior Credit Manager (Fintech)

TL;DR

Senior Credit Manager (Fintech): Designing and scaling line management programs for a US-based credit card product with an accent on credit policy, quantitative analysis, and risk modeling. Focus on identifying untapped growth opportunities and leveraging SQL/Python to optimize credit line policies and customer usage.

Location: Remote (US)

Salary: $170k – $200k + Equity & Bonus

Company

hirify.global is a fintech company building a next-generation credit system using machine learning-powered models to expand financial access for millions of customers.

What you will do

• Ideate, design, and test new line management programs, including over-limit policies and dynamic line increases.
• Perform end-to-end analytical work using SQL and Python to size opportunities and evaluate result outcomes.
• Partner with Data Science to define success criteria and drive the development of enhanced risk models.
• Translate complex quantitative analysis into clear, decision-ready recommendations for senior leadership.
• Own the full lifecycle of program design, from identifying the opportunity to scaling a tested solution.

Requirements

• Bachelor's degree in a quantitative field (Engineering, Finance, Computer Science, Mathematics, or Economics).
• 5-7 years of experience in credit risk or quantitative data analytics, ideally within consumer lending or fintech.
• Must be based in the United States.
• Strong proficiency in SQL or Python for independent data extraction and analysis.
• Proven ability to influence senior stakeholders and drive projects forward in ambiguous environments.

Nice to have

• Advanced degree in a quantitative discipline.
• Experience using AI tools to execute and accelerate data analysis.

Culture & Benefits

• Virtual-first environment with a global team collaborating across 14 countries.
• Competitive compensation package including salary, generous equity, and bonuses.
• Comprehensive health insurance plans with substantial subsidies.
• WFH office reimbursement and paid global onsite retreats twice a year.
• Direct exposure to the leadership team and impact-based growth opportunities.