Mortgage Loan Officer - Charleston SC

Location: Mount Pleasant, South Carolina, United States of America

Salary: $11.54 per hour plus commission

Company

TD is a global financial institution and major North American bank serving households and businesses through banking and financial products.

What you will do

• Meet with prospects referred by realtors, developers, attorneys, and internal and external partners.
• Explain mortgage products, recommend suitable options, take applications, and guide customers through the loan process.
• Originate residential mortgage loans, develop sales plans, generate referrals, and work toward sales goals.
• Enter and maintain accurate loan information and supporting documentation for underwriting, regulatory, and closing purposes.
• Underwrite loans within authority, communicate decisions, clear conditions, finalize commitments, and prepare loans for closing.
• Coordinate with customers, underwriters, processors, realtors, closing agents, and other stakeholders; attend closings and mortgage education events as needed.

Requirements

• Bachelor's degree or progressive work experience in addition to the required experience.
• At least 2 years of mortgage origination experience.
• Proven sales ability, strong negotiation skills, and knowledge of mortgage products, lending practices, industry regulations, policies, and procedures.
• Self-directed approach, ability to plan activities against sales goals, and strong time-management skills.
• Excellent verbal and written communication skills.
• PC skills and ability to learn mortgage origination and automated underwriting systems.
• Must be eligible for employment with a covered financial institution and for registration as a mortgage loan originator with NMLS under applicable federal requirements.
• Satisfactory criminal background and credit report checks, together with required statements or certifications regarding government findings, are required.

Culture & Benefits

• Full-time schedule of 40 hours per week with occasional domestic travel.
• Base pay of $11.54 per hour plus commission, subject to local minimum wage and compensation factors.
• Health and well-being benefits, savings and retirement programs, paid vacation, flex and holiday time, banking benefits, and discounts.
• Training, onboarding, career development conversations, mentoring, and access to an online learning platform.
• Respectful workplace with equal employment opportunity and accommodations available during the application process.

Hiring process

• Selected candidates will be contacted to schedule an interview, with outcomes communicated by email or phone.
• Applicants requiring accommodations should contact the hirify.global US Workplace Accommodations Program with their name, preferred contact method, and accommodation needs.