Compliance Manager, MLRO (Fintech)

TL;DR

Compliance Manager, MLRO (Fintech): Managing financial crime compliance and regulatory governance for the Spanish Branch Office with an accent on SEPBLAC liaison and local AML/CTF framework implementation. Focus on overseeing suspicious activity reporting, mitigating financial crime risks, and enabling sustainable commercial growth in the Southern European market.

Location: Barcelona, Spain

Company

Airwallex is a unified payments and financial platform for global businesses, providing integrated solutions for business accounts, payments, and treasury management.

What you will do

• Serve as the designated MLRO and Representante ante el SEPBLAC for the Spanish Branch.
• Act as the primary local contact for SEPBLAC and Banco de España for supervisory matters and inspections.
• Ensure full compliance with Spanish AML/CTF obligations under Ley 10/2010 and RD 304/2014.
• Oversee local processes for identifying and reporting suspicious activity (STRs) via SEPBLAC platforms.
• Provide regulatory guidance to commercial and sales teams to enable growth in Southern European markets.
• Maintain and update the branch's formal risk assessment and provide compliance reporting to senior management.

Requirements

• Must be based in Barcelona, Spain.
• 5+ years of experience in financial crime compliance, including a role as MLRO or Representante ante el SEPBLAC in Spain or the EU.
• Deep knowledge of Spanish AML/CTF laws (Ley 10/2010, RD 304/2014) and EU AML Directives.
• Proven experience interacting with SEPBLAC and/or Banco de España.
• Business-level proficiency in both Spanish and English is essential.
• Bachelor’s Degree in Law, Finance, Business, or a related field.

Nice to have

• Professional certifications such as CAMS, ICA Diploma, or CGSS.
• Experience in payments, fintech, or e-commerce supporting cross-border products.
• Experience operating within a regional or global FCC function across multiple jurisdictions.
• Familiarity with EU and UN sanctions compliance frameworks.

Culture & Benefits

• Ownership-driven culture valuing "founder-like energy" and impact.
• Opportunity to work at a high-growth company valued at $11 billion.
• Collaborative environment encouraging the use of AI to solve complex problems.
• Global team structure with presence in 27 offices worldwide.