Credit Risk Analyst (Fintech)

TL;DR

Credit Risk Analyst (Fintech): Assessing, monitoring, and managing credit risk for a global financial services firm with an accent on industry fundamental analysis and financial modeling. Focus on evaluating counterparty creditworthiness, recommending regulatory risk ratings, and supporting senior management through detailed portfolio surveillance.

Location: Must be based in Salt Lake City, UT, United States

Company

hirify.global is a leading global investment banking, securities, and investment management firm providing services to a diversified client base.

What you will do

• Approve counterparty research reviews and internal credit ratings analysis.
• Develop financial models to assess counterparty debt serviceability through cash flow projections.
• Analyze credit facilities and recommend regulatory risk ratings.
• Present findings and recommendations to senior leadership.
• Lead ongoing surveillance and prepare portfolio observations.
• Ensure compliance with credit risk policies and procedures.

Requirements

• Bachelor's degree in Business Administration, Finance, or a related field.
• 1-3 years of experience in credit risk or a related role.
• Strong analytical and communication skills.
• Ability to work effectively in a team environment.
• Must be authorized to work in the United States.

Nice to have

• Experience with valuation methods such as DCF and multiple-based approaches.
• Experience presenting research reports to senior stakeholders.
• Background in providing training to junior colleagues.

Culture & Benefits

• Commitment to diversity and inclusion through firmwide networks.
• Professional growth through extensive training and development programs.
• Comprehensive wellness and personal finance offerings.
• Collaborative environment working across global offices.