Intermediate Credit Analyst (Finance)

TL;DR

Intermediate Credit Analyst (Finance): Analyzing financial statements and loan agreements for public and private companies with an accent on risk assessment and financial covenant monitoring. Focus on preparing global lending reports and performing sector-based risk analysis to ensure portfolio stability.

Location: Onsite in Manila (One Ayala Tower 2)

Company

hirify.global is a global operational center providing specialized services for Wholesale Banking across corporate, real estate, and financial institutions.

What you will do

• Analyze financial statements (Income Statement, Balance Sheet, Cash Flow) and input data into credit analysis systems.
• Screen loan agreements to identify and monitor applicable financial covenants.
• Prepare comprehensive reports for global lending teams regarding overdue ratings, covenants, and financials.
• Conduct independent background research on various sectors to perform risk assessments and determine appropriate risk ratings.
• Collaborate with local and global peers and management teams to resolve lending issues proactively.
• Work across various Wholesale Banking areas, including corporate, real estate, and financial institutions.

Requirements

• Proven experience in analyzing financial statements of public and private companies.
• Strong credit and analytical skills for risk rating and assessment.
• Ability to work effectively with global teams and management.
• Must be based in Manila.