Backend Architect (Fintech)

TL;DR

Backend Architect (Java/Fintech): Architecting and building end-to-end card systems for the Binance Pay&Card ecosystem with an accent on scalability, security, and payment network compliance. Focus on designing card issuing infrastructure, leading certification processes for Visa/MasterCard, and implementing high-throughput payment flows.

Location: Remote (Asia)

Company

Binance is a leading global blockchain ecosystem and the world’s largest cryptocurrency exchange by trading volume and registered users.

What you will do

• Architect, build, and maintain backend systems for card issuing and card lifecycle management.
• Lead the technical design and implementation of card certification processes for Visa, MasterCard, Apple Pay, and Google Pay.
• Define and drive system architecture, service boundaries, and integration patterns for card platform services.
• Ensure system reliability, scalability, and strict compliance with payment network standards.
• Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications.
• Establish engineering best practices, code quality standards, and technical documentation.

Requirements

• 8+ years of backend engineering experience with strong Java and Spring expertise.
• Direct experience building or maintaining card systems.
• Hands-on experience with card certification processes and card onboarding programs.
• Strong system design skills for distributed systems and high-throughput payment infrastructure.
• Deep understanding of card network standards, payment flows, and compliance requirements.
• Must be based in Asia.

Nice to have

• Experience at a fintech, startup, or crypto company that has issued cards.
• Familiarity with card lifecycle management, tokenization, and payment gateway integrations.
• Experience working in agile, fast-paced environments with short release cycles.

Culture & Benefits

• Opportunity to shape the future within the world’s leading blockchain ecosystem.
• Collaboration with world-class talent in a user-centric organization with a flat structure.
• High degree of autonomy and the ability to tackle unique, fast-paced projects.
• Competitive salary and comprehensive company benefits.
• Flexible work-from-home arrangement.