Data Analyst (Fintech)

TL;DR

Data Analyst (Fintech): Optimizing global payment infrastructure by transforming transaction data into actionable insights with an accent on payment success rates, cost reduction, and fraud mitigation. Focus on analyzing routing logic, investigating decline patterns across card schemes and PSPs, and building advanced monitoring systems.

Location: Hybrid in Limassol, Cyprus (42 remote work days allowed)

Company

hirify.global is a fintech-focused organization developing global payment infrastructure.

What you will do

• Monitor and optimize payment performance, including approval rates, decline patterns, 3DS flows, and routing rules.
• Analyze fraud-related declines and collaborate with teams to tune risk thresholds and fraud rules.
• Perform deep-dive analyses across card schemes, PSPs, BINs, and various countries to discover trends.
• Drive operational outcomes by updating routing logic, cascading strategies, and issuer-specific heuristics.
• Build and maintain dashboards and monitoring tools using Metabase, Amplitude, or Tableau.
• Collaborate with Product, Data, ML, and Fraud teams to design and implement end-to-end payment improvements.

Requirements

• Advanced SQL proficiency, including window functions and metric construction.
• Deep understanding of PSP behavior, decline codes, 3DS, routing, tokens, and cascading.
• Knowledge of fraud basics, such as RDR, chargebacks, and risk signals.
• Fluency in the Python Data Science stack (Pandas, Jupyter Notebook).
• Ability to translate complex data into clear, actionable business recommendations.
• Must be based in or have the right to work in Cyprus (EU-based employment contract).

Nice to have

• Knowledge of Russian.
• Experience with card schemes, PSPs, or issuer-specific patterns.
• Hands-on experience with 3DS flows or routing optimization.
• Background in fraud prevention or high-load transactional products.

Culture & Benefits

• EU-based employment contract with 21 vacation days and 10 paid sick days.
• Private medical insurance for employees and their families.
• Corporate mobile plan (unlimited in Cyprus with roaming) and interest-free car purchase support.
• 50% coverage for school and kindergarten fees for children.
• Investment in growth via paid language courses, conferences, and coaching.
• Fully equipped office in Limassol with free breakfast, coffee bar, and wellness benefits.

Hiring process

• HR Interview (40 minutes).
• Technical interview with the hiring team (1 hour).