Enhanced Annuity Underwriter (Finance)

TL;DR

Enhanced Annuity Underwriter (Finance): Assessing and underwriting enhanced annuity applications to provide fair and accurate income solutions with an accent on medical and financial risk assessment. Focus on evaluating complex medical data and collaborating with stakeholders to deliver high-quality underwriting decisions.

Location: Hybrid (Cardiff, UK)

Company

hirify.global is a leading UK financial services group and global investor providing retirement and protection solutions.

What you will do

• Underwrite enhanced annuity applications according to business guidelines and risk frameworks.
• Evaluate medical and financial information to inform accurate underwriting decisions.
• Manage financial risk while delivering fair and balanced outcomes for customers.
• Identify and implement process improvements to enhance service delivery and efficiency.
• Collaborate with colleagues and stakeholders to improve customer outcomes.
• Maintain detailed records across underwriting and workflow systems.

Requirements

• Proven experience in medical underwriting or a strong healthcare/medical background is required.
• Analytical skills to interpret complex information and make sound decisions.
• Knowledge of medical risk factors and their impact on underwriting outcomes.
• Understanding of financial services, market conditions, and commercial considerations.
• Strong communication skills for explaining decisions effectively.
• High attention to detail and strong organizational skills.

Culture & Benefits

• Annual performance-related bonus plan and share schemes.
• Generous pension contribution and life assurance.
• Healthcare Plan for permanent employees.
• At least 25 days holiday, with options to buy or sell additional days.
• Electric car salary sacrifice scheme for permanent employees.
• Discounts on company products and a range of high street stores.