Senior Credit Analyst (Fintech)

TL;DR

Senior Credit Analyst (Fintech): Assessing market and credit risk and evaluating the creditworthiness of corporate clients with an accent on financial statement interpretation and portfolio monitoring. Focus on credit underwriting, receivables management, and developing financial models to ensure compliance with risk policies.

Location: Must be based in or work from the Rome, Milan, or Madrid offices

Salary: €45,000–€60,000

Company

A global technology organization specializing in innovative commercial payment solutions for businesses worldwide.

What you will do

• Perform credit underwriting and assess the creditworthiness of corporate clients.
• Conduct deep financial analysis and interpret financial statements.
• Monitor client portfolios to ensure compliance with risk policies.
• Collaborate with Sales, Compliance, Legal, and Operations teams to support risk-related decisions.
• Develop and implement new risk management projects, including the creation of financial models.

Requirements

• Bachelor’s degree in finance, accounting, or a related field.
• At least 5 years of experience in credit analysis or finance.
• Fluent in English and Spanish.
• Proficiency with MS Office, specifically advanced Excel.
• Ability to work onsite in Rome, Milan, or Madrid.

Nice to have

• Understanding of FX markets and derivative products.

Culture & Benefits

• Competitive salary and pension scheme.
• Health and wellness programs.
• Annual leave with a holiday buy-back scheme.
• Significant career progression opportunities within a high-growth global business.
• Professional environment with company-issued equipment and dedicated support teams.