Credit Manager (Fraud, Fintech)

TL;DR

Credit Manager (Fraud, Fintech): Overseeing credit fraud within global finance operations with an accent on fraud detection and mitigation for trade finance products. Focus on developing risk models, ensuring compliance with financial crime policies, and implementing automated controls.

Location: Remote in France, Italy, Spain, or the UK, or onsite in Barcelona, London, Madrid, or Paris

Salary: €58,500 - €65,000 gross annually (Italy); other locations discussed during interview

Company

A global financial super app providing spending, saving, and investing services to over 75 million customers worldwide.

What you will do

• Conduct product and risk reviews for supply chain and trade finance products, including payables and receivables.
• Ensure product-level compliance with group fraud and financial crime policies.
• Optimize fraud risk models and propose improvements to existing monitoring tools and controls.
• Investigate risk incidents and lead remediation efforts for control breaches.
• Establish key metrics and dashboards for proactive monitoring of receivable financing fraud.
• Collaborate with regulatory bodies and internal teams to ensure global compliance.

Requirements

• 5+ years of experience managing financial crime or credit fraud.
• Hands-on experience with trade finance product launches within a commercial bank.
• Deep understanding of payables finance (SCF, trade loan) and receivables finance (factoring, invoice discounting).
• Proven success implementing fraud controls and metrics for complex business lending scenarios.
• Familiarity with AML/KYC control environments and risk scoring concepts.

Nice to have

• Broad market and product experience across various trade finance jurisdictions.
• Understanding of credit policy governance and 2nd/3rd line of defense frameworks.
• Proficiency in SQL and other data analysis tools.
• Strong structured communication style for explaining complex trade concepts.

Culture & Benefits

• Certified Great Place to Work™.
• Inclusive environment with a dedicated Diversity & Inclusion Framework.
• Opportunity to work in a fast-growing, multicultural team.
• Flexible work options across multiple European hubs.