Third Party Personal Injury Handler (Insurance)

TL;DR

Third Party Personal Injury Handler (Insurance): Managing a portfolio of motor claims, focusing on Third Party Personal Injury (Portal and Non Portal) and out-of-jurisdiction claims with an accent on indemnity spend minimization. Focus on conducting accurate liability and quantum assessments and providing technical guidance to junior handlers.

Location: Sevenoaks, UK with Hybrid Working. No visa sponsorship available; candidates must have at least one year remaining on a Graduate or Post-Study Work visa.

Salary: £28,230 – £37,101 plus £1,500 annual bonus potential.

Company

A national leader in specialist insurance with over 40 years of expertise and more than 1,700 employees across the UK.

What you will do

• Manage a portfolio of motor claims, predominantly Third Party Personal Injury (Portal and Non Portal).
• Handle out-of-jurisdiction claims, property damage, credit hire, and accident damage from infancy to settlement.
• Validate claims for indemnity and fraud, ensuring proactive and correct assessment of liability.
• Perform accurate quantum assessments and apply reserves in line with company guidelines.
• Minimize indemnity spend through informed commercial decision-making.
• Provide technical support, coaching, and mentoring to less experienced claims handlers.

Requirements

• Experience handling injury claims outside of the Low Value Personal Injury Claims Portal.
• Knowledge of civil procedure rules regarding offers, acceptances, and litigation risks.
• Strong organizational skills with the ability to prioritize tasks effectively.
• Ability to perform detailed fact-finding and analyze information for accurate decision-making.
• Must have at least one year remaining on a Graduate or Post-Study Work visa (no sponsorship provided).

Culture & Benefits

• Up to 35 days of holiday (including bank holidays) with additional buy/sell options.
• Hybrid working options to support work-life balance and individual needs.
• 24/7 mental health support and free counseling services.
• Flexible benefits, including early access to salary via an internal platform.
• Career growth through leadership programs, career fairs, and continuous learning.
• Recognition awards and regular social events.