Operations Analyst (Fintech)

TL;DR

Operations Analyst (Fintech): Managing and monitoring daily transaction processing for banking operations with an accent on ACH, RTP, and Wire transfers. Focus on identifying operational risks, resolving transaction exceptions, and ensuring compliance with banking regulations.

Location: Must be based in or able to commute to Fort Lee, New Jersey, United States

Salary: $60,000 - $80,000

Company

hirify.global builds the infrastructure behind the world’s most innovative financial products, powering payments, lending, and digital asset capabilities for leading fintechs and enterprises.

What you will do

• Monitor, process, and settle daily transactions across multiple banking systems.
• Perform exception processing for incoming ACH, RTP, and Wire entries to resolve discrepancies.
• Identify and analyze operational risks and technical issues within workflows.
• Monitor exposure limits for originating partners and escalate concerns as needed.
• Review daily reports to identify trends in returns and potential risk factors.
• Provide professional communication support to ODFIs, RDFIs, and consumer inquirers.

Requirements

• Minimum 2 years of experience in ACH, RTP, and Wire operations.
• Familiarity with NACHA Operating Rules and file mapping requirements.
• Knowledge of Regulation E and its application to consumer rights.
• Working knowledge of traditional banking systems including debit/credit card issuing and ATM operations.
• Strong analytical skills and attention to detail.
• Proficiency in Microsoft Office Suite.

Culture & Benefits

• Collaborative and purpose-driven work environment.
• Recognized as one of American Banker’s Best Places to Work in Fintech.
• Opportunities to shape the future of financial infrastructure.
• Focus on innovation and integrity in all operational tasks.