Senior Credit Risk Manager (Fintech)

TL;DR

Senior Credit Risk Manager (Fintech): Driving the measurement and understanding of U.S. loans performance with an accent on experimentation, statistical rigor, and analytical infrastructure. Focus on building monitoring suites, portfolio valuation, and translating rigorous data analysis into commercial decisions.

Location: Hybrid; Must be based in the US

Salary: $175,000 - $250,000 per year

Company

hirify.global is a profitable fintech unicorn specializing in technology to help people get credit and save money via loans, credit cards, and car finance.

What you will do

• Own the end-to-end testing ecosystem for credit and product decisions, including experimentation design and result interpretation.
• Build and manage a cohesive monitoring and analytics suite to track credit performance, unit economics, and underwriting performance.
• Develop and improve portfolio valuation and performance forecasting to inform credit strategy and capital markets funding.
• Perform hands-on data analysis using SQL and Python to identify analytical blind spots and provide crisp recommendations.
• Collaborate cross-functionally with Credit, Data Science, Product, Engineering, and Capital Markets teams.

Requirements

• Must be based in the US.
• Strong hands-on analytics ability with required proficiency in SQL and Python.
• Deep understanding of experimentation, measurement, and statistical inference (power, significance, causality).
• Strong understanding of credit performance and unit economics in the lending industry.
• Experience building performance reporting and diagnosing portfolio changes.
• Ability to influence cross-functional stakeholders and senior leadership.

Nice to have

• Experience in U.S. personal loans, preferably within FinTech.
• Familiarity with underwriting strategy, risk models, and credit policy design.
• Experience with dbt, warehouse structures, and analytics engineering.
• Knowledge of fair lending concepts and implementing AI tools for business monitoring.

Culture & Benefits

• Hybrid work model: work from home on Mondays and Fridays, with in-office collaboration on other days.
• Best-in-class compensation including equity.
• Comprehensive benefits including a 401k plan and medical insurance (optical and dental covered).
• Opportunity to scale one of the world’s most successful fintech companies.