Financial Crime Ongoing Due Diligence Investigator (Fintech)

TL;DR

Financial Crime Ongoing Due Diligence Investigator (AML/KYC): Reviewing high-risk customer accounts and assessing suitability to ensure alignment with regulatory expectations and risk appetite with an accent on evidence-based relationship decisions and risk identification. Focus on analyzing account activity, identifying emerging financial crime trends, and ensuring compliance with Economic Crime Prevention policies.

Location: Hybrid; must be based within reasonable travelling distance of UK hub locations (Birmingham, Chester, Edinburgh, Glasgow, Halifax, Hove, Leeds, Manchester, Newport, Cardiff).

Salary: £33,203 – £34,950

Company

A leading UK financial institution focused on innovating the future of finance as a force for good.

What you will do

• Complete customer relationship reviews for high and very high-risk customers.
• Analyse account activity and make evidence-based recommendations in line with policy.
• Ensure all decisions comply with regulatory and Economic Crime Prevention policy requirements.
• Identify and raise potential financial crime risks and emerging trends.
• Manage case documentation to ensure decisions are clear, defensible, and well-evidenced.
• Collaborate with business partners to support continuous improvement within Financial Crime Operations.

Requirements

• Experience in Financial Crime (AML, KYC, ODD, or Transaction Monitoring).
• Solid understanding of Economic Crime Policy and regulatory requirements.
• Strong analytical approach with the ability to assess complex information.
• Ability to make sound, risk-based decisions with high attention to detail.
• Strong communication skills for delivering clear written outputs.
• Must be based within reasonable travelling distance of one of the UK hub locations.

Nice to have

• Experience specifically in customer relationship reviews or ongoing due diligence.
• Experience working with high-risk customers or performing enhanced due diligence.
• Exposure to identifying and reporting financial crime risks.

Culture & Benefits

• Generous pension contribution of up to 15%.
• Annual performance-related bonus and share schemes including free shares.
• 24 days’ holiday plus bank holidays.
• Flexible benefits tailored to lifestyle and various wellbeing initiatives.
• Generous parental leave policies and strong commitment to diversity, equity, and inclusion.