Senior Director, Financial Risk (Fintech)

TL;DR

Senior Director, Financial Risk (Fintech): Leading the global second line financial risk function to establish guardrails for safe scaling across products and markets with an accent on credit, liquidity, capital, market, and model risk. Focus on designing global frameworks, challenging first-line decisions, and advising senior leadership on material financial risks.

Location: Must be based in the US or EMEA (Amsterdam, London mentioned)

Company

Airwallex is a unified payments and financial platform for global businesses, empowering over 200,000 companies worldwide with integrated financial solutions.

What you will do

• Establish and lead the global Financial Risk framework across credit, liquidity, capital, market, and model risk.
• Own second-line credit risk oversight by defining global underwriting standards and reviewing lending policies.
• Direct the firm's liquidity, funding, and capital resilience agenda, including stress testing and regulatory submissions.
• Set and enforce global FX and market risk guardrails in collaboration with Finance and Treasury leaders.
• Build and institutionalize model governance and independent validation for risk and pricing models.
• Lead and grow a high-performing Financial Risk team while acting as a trusted advisor to the board and regulators.

Requirements

• 12–15+ years of experience in financial risk management within regulated financial institutions (banks, fintechs, etc.).
• 5–7+ years in a senior leadership role with global or multi-jurisdictional scope.
• Deep expertise in credit risk, liquidity risk, capital adequacy, stress testing, or model risk management.
• Direct experience developing capital and liquidity adequacy frameworks such as ICAAP or ILAAP.
• Experience scaling model governance standards and validation processes in a regulated environment.
• Bachelor’s degree in finance, economics, mathematics, statistics, engineering, or a quantitative discipline.

Nice to have

• Experience leading financial risk in a global fintech or high-growth platform business.
• Expertise in real-time liquidity, prefunding, and cross-border payment rails.
• Familiarity with Basel-related capital frameworks and regulatory model risk standards.
• Experience with IFRS 9 and expected credit loss methodologies.
• Advanced quantitative degree or credentials such as CFA or FRM.

Culture & Benefits

• High-impact environment for builders with founder-like energy and true ownership.
• Collaborative culture focused on executing zero-to-one ideas end-to-end.
• Encouragement to use AI to work smarter and solve problems faster.
• Opportunity to work on high-visibility problems with an elite global team.