Senior Credit Risk Analyst (Fintech)

TL;DR

Senior Credit Risk Analyst (Fintech): Managing end-to-end credit risk for large merchants and portfolios within the payments industry with an accent on financial analysis and credit exposure minimization. Focus on conducting in-depth credit assessments, negotiating terms with CFOs, and presenting risk proposals to committees.

Location: Hybrid in Hoofddorp, Netherlands

Company

hirify.global is a global leader in payments technology, helping businesses accelerate growth through secure and innovative payment solutions.

What you will do

• Perform in-depth financial analyses and credit assessments for large merchants and portfolios.
• Present detailed credit proposals to MS and Group risk committees for decisioning.
• Conduct periodic credit reviews, process onboarding requests, and manage watchlist monitoring and collaterals.
• Negotiate credit terms and conditions effectively with merchant CFOs and treasurers.
• Review legal documents and contract amendments to ensure robust credit risk mitigation.
• Collaborate with sales, account management, and operations to ensure smooth merchant onboarding.

Requirements

• At least 5 years of analytical experience with corporate credit risk assessments.
• Strong expertise in credit risk management, ratings, and methodologies.
• Deep understanding of financial statements and accounting principles.
• Proven communication, presentation, and stakeholder management skills.
• Full working proficiency in English.
• Preferably a Master's degree in Finance, Accounting, Business Economics, or a related field.

Culture & Benefits

• Opportunity to work at the heart of the global payments technology industry.
• Part of a company recognized as top 1% of the most sustainable companies worldwide.
• Comprehensive training and development programs to accelerate your career.
• Empowering culture within a global team of over 18,000 innovators across 40+ countries.