Payments Intern (Fintech)

TL;DR

Payments Intern (Fintech): Supporting payment operations through transaction monitoring, process optimization, and data-driven insights with an accent on compliance and operational accuracy. Focus on reconciling daily transactions, investigating payment exceptions, and ensuring adherence to AML/KYC regulatory requirements.

Location: Must be located in Singapore

Company

Fintech company providing back-office automation and digital banking services for micro SMEs.

What you will do

• Monitor, reconcile, and settle daily payment transactions across various methods (card, bank transfer, digital wallets).
• Investigate payment exceptions and discrepancies with internal teams and external partners.
• Prepare management insights on payment costs, revenue optimization, and customer behavior.
• Assist in applying AML, KYC, and PCI-DSS regulatory requirements within payment operations.
• Map and document payment processes to identify and resolve inefficiencies or manual dependencies.
• Collaborate with Product, Compliance, and Tech teams to optimize payment journeys for clients.

Requirements

• Must be based in Singapore.
• Ability to commit to a 6-month internship period.
• Bachelor's Degree or above (final year students or fresh graduates).
• High attention to detail and analytical mindset for reconciliation and reporting accuracy.
• Strong communication skills and a proactive, self-driven approach to problem-solving.
• Ability to work effectively in a cross-functional team environment.

Culture & Benefits

• Flexible work arrangement with the ability to work from home 2-3 days per week.
• Opportunity to work fully remote from anywhere in the world for 1 month per year.
• Competitive market salary and generous paid time off.
• High level of autonomy and responsibility within a fast-paced startup environment.
• Access to internal and external training programs and a regional center of AI excellence.

Hiring process

• HR Introduction: 30-minute chat focusing on real-life challenges and problem-solving approaches.
• Behavioural Fit Assessment: 45-minute interview with the hiring manager to discuss past work situations.
• Offer and reference checks.