Staff Fraud and Risk Analyst (Neobanking)

TL;DR

Staff Fraud and Risk Analyst (Neobanking): Developing fraud risk policies for consumer lending and banking products with an accent on fraud detection and prevention for money movement. Focus on mining large-scale transactional data, designing risk strategies, and collaborating with cross-functional teams to balance risk mitigation and growth.

Location: New York, New York or Mountain View, California

Company

hirify.global is a global financial technology platform powering prosperity for 100 million customers via brands like TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Develop and optimize fraud risk policies for innovative consumer lending and banking products.
• Mine large-scale account and transactional data using advanced analytical techniques to create actionable business plans.
• Lead the full cycle of risk strategy, including identification, testing, production launch, and performance monitoring.
• Collaborate with Data Science, Product, Engineering, and Compliance teams to drive customer segmentation and portfolio analyses.
• Evaluate and integrate 3rd party data providers to mitigate identity theft and account takeover (ATO) risks.
• Design and monitor tests to explore new methodologies and estimate key metrics for risk strategies.

Requirements

• 4+ years of relevant experience with a Bachelor's in Statistics, Mathematics, Finance, or Data Science (or 2+ years with an MS/PhD).
• Proficiency in SQL, Python, R, and Excel, along with data visualization tools.
• Working knowledge of risk policy fundamentals for consumer loans, identity checks, and fraud detection.
• Experience designing experiments and using data-driven insights to solve complex business problems.
• Must be based in or able to work from New York, NY or Mountain View, CA.

Nice to have

• Experience in Fintech, NeoBanking, Crypto, or the Money Movement space.
• Familiarity with big data technologies such as Hive and Hadoop.

Culture & Benefits

• Competitive compensation package with a strong pay-for-performance rewards approach.
• Eligibility for cash bonuses and equity rewards.
• Comprehensive benefits for full-time employees.
• Environment that values innovation, customer centricity, and a commitment to powering prosperity worldwide.