Credit & Commercial Manager (Fintech)

Location: London, United Kingdom; hybrid work. Work from home is available on Mondays and Fridays, with office collaboration on other days.

Company

hirify.global is a fintech company building technology for consumer credit products, including loans, credit cards, and car finance, serving the UK and US markets.

What you will do

• Own and optimize pricing strategy for the Autolend motor finance portfolio, including lending amounts and interest rates.
• Define and evolve a multichannel commercial strategy that supports growth and responsible lending.
• Use customer, conversion, and portfolio data to improve the customer journey and funnel performance.
• Analyze datasets with Python and SQL to identify opportunities and optimize strategy.
• Monitor competitors, market trends, and acquisition channels, adapting the commercial approach as needed.
• Collaborate with product, engineering, data, and external partners, measuring impact and refining initiatives.

Requirements

• Daily coding experience with proficiency in Python and SQL.
• Experience in credit risk or commercial strategy, ideally in consumer lending or motor finance.
• Strong strategic and analytical thinking with the ability to turn complex data into actionable insights.
• Ability to balance commercial objectives with customer needs and responsible lending.
• Curious, collaborative approach and willingness to challenge assumptions.

Nice to have

• Experience in marketing or growth roles.

Culture & Benefits

• Collaborative and ambitious working environment with minimal bureaucracy.
• Opportunity to shape commercial strategy and portfolio performance directly.
• Opportunity to build and lead a team as the business grows.
• Best-in-class compensation, including equity.
• Private health insurance and fresh lunches prepared in the office Tuesday through Thursday.

Hiring process

• Initial phone conversation with a team member.
• Interviews including a practical case study and team conversations.
• Final discussion with a member of the executive leadership team.