Head of Prudential Risk (Fintech)

TL;DR

Head of Prudential Risk (Fintech): Leading the planning and production of key prudential deliverables and managing financial risk within the group's appetite with an accent on ICAAP, recovery, and resolution planning. Focus on implementing regulatory changes, overseeing capital planning, and leading a high-performing finance team.

Location: Remote (UK), London or Cardiff. Distributed working within the UK is available with ad hoc meetings in London.

Salary: £121,000 - 140,000 + incentive awards

Company

hirify.global is a digital bank on a mission to make money work for everyone by replacing traditional banking with a modern, customer-centric product offering.

What you will do

• Own the annual group ICAAP process, ensuring alignment with internal and external requirements.
• Manage the annual review of the recovery plan and conduct fire drills to test response capabilities.
• Implement the Group’s resolution strategy and ensure compliance with the Resolution Assessment Framework (RAF).
• Lead ALCO reporting, KRI maintenance, and support capital planning and risk appetite setting.
• Assess the impact of future prudential regulatory changes and adapt the bank's strategy.
• Lead and develop a high-performing team of finance professionals.

Requirements

• Must be based in the UK.
• Proven prudential regulatory experience at a bank, consultancy, or regulatory body.
• Relevant professional qualification.
• Detailed knowledge of ICAAP, recovery, and resolution planning.
• Ability to interpret complex regulations and perform financial projections and risk quantification.
• Strong stakeholder management and communication skills.

Culture & Benefits

• Competitive salary with performance-tied incentive awards.
• Flexible working hours and distributed work options within the UK.
• £1,000 annual learning budget for books, training, and conferences.
• Home office setup support, including Macbooks.

Hiring process

• Phone call with Recruiter (30 mins).
• Initial Video interview with Hiring Manager (30 mins).
• Role-specific interview with Financial Risk team (60 mins).
• Behavioural interview with wider Finance members (45 mins).