Director, Credit Risk Review

TL;DR

Director, Credit Risk Review (Credit Risk Review): Execute credible challenge to credit risk management practices across 1st and 2nd Lines of Defense, from obligor and portfolio reviews to leading CRR teams as Reviewer-in-Charge (RIC), with an accent on U.S. bank regulatory risk ratings and continuous monitoring. Focus on driving strategic evolution of CRR policies and frameworks, validating management remedial actions, and escalating complex or contentious credit risk reviews.

Location: New York (NYC-Midtown presence 3 days per week)

Salary: $216,000–$273,000 (base salary only)

Company

hirify.global provides wholesale banking products and services for corporate and institutional clients.

What you will do

• Collaborate with the CRR Head to implement and continuously evolve the CRR strategic vision, including refinement of policies, frameworks, and methodologies.
• Provide effective, credible challenge to credit risk managers while developing credit risk management opinions that challenge the status quo.
• Perform risk assessments and continuous monitoring for assigned portfolios, identifying credit risk profiles and anticipated changes and evaluating compliance with internal policies and regulatory expectations.
• Execute target reviews/examinations of individual obligors, ensuring accurate and timely credit risk rating designations.
• When acting as RIC, evaluate CRR team outputs for quality and consistency and conduct primary evaluations of credit exposures and portfolios as needed.
• Initiate issue validation reviews to assess the effectiveness of management’s remedial actions and act as a senior escalation point for complex or contentious reviews; lead special projects as needed.

Requirements

• Undergraduate degree.
• 12+ years of experience with wholesale credit risk management.
• Extensive experience assigning U.S. bank regulatory risk ratings.
• Demonstrated experience effectively challenging decision makers.
• Sector experience in Energy & Power (Upstream, Midstream, Downstream, Renewables, Utilities) plus one or more: Asset Based Lending, Asset Securitizations, Commercial Real Estate, Funds Finance, Leveraged Lending, Mining, Project Finance.
• Ability to present complex ideas to diverse stakeholders.

Culture & Benefits

• Hybrid work model with in-office/work-from-home flexibility; NYC-Midtown presence required 3 days per week.
• Comprehensive health benefits, generous 401k savings plan, and competitive PTO.
• Additional benefits including adoption, surrogacy, fertility services, student debt assistance, and commuting/fitness expense subsidies.
• Discretionary bonus program eligibility.

Hiring process

• Interviews focused on credit risk review experience, regulatory risk ratings, and ability to challenge stakeholders.
• Assessment of sector expertise and experience leading/overseeing CRR team outputs (including RIC responsibilities).