Community Mortgage Loan Officer

TL;DR

Community Mortgage Loan Officer: Identifying and developing community referral networks and originating residential mortgage loans with an accent on CRA, low-and-moderate-income, multicultural, and first-time homebuyer segments. Focus on guiding applicants through the mortgage process, communicating underwriting decisions, and meeting loan origination goals while maintaining accurate pipeline documentation.

Location: Mount Pleasant, South Carolina, United States of America

Salary: $28.85 - $28.85 USD

Company

hirify.global is a global financial institution providing personal and commercial banking services.

What you will do

• Take residential mortgage loan applications and communicate underwriting decisions, including offers and counteroffers.
• Increase mortgage loan volume by selling TD mortgage products and programs, with focus on CRA, LMI, and multicultural borrowers.
• Build and maintain relationships with nonprofit organizations, realtors, and state/local housing agencies to generate CRA mortgage opportunities.
• Guide customers through the mortgage application process, ensuring required disclosures and documentation are completed accurately and on time.
• Coordinate with customers, underwriters, processors, realtors, and closing agents to keep the process on schedule; attend closings as needed.
• Enter loan information into the mortgage loan system and prepare supporting files for underwriting and regulatory purposes.

Requirements

• 3+ years of related experience.
• Active NMLS registration status (Nationwide Mortgage Licensing System and Registry).
• Eligibility for registration as a registered mortgage loan originator under the SAFE Act and related regulations.
• Ability to originate residential mortgage loans in accordance with applicable legal and regulatory guidelines.
• Demonstrated sales ability and ability to plan activities to achieve sales goals.
• In-depth knowledge of mortgage industry products, lending practices, and regulatory guidelines.

Culture & Benefits

• Base salary with potential variable compensation/incentive awards as part of the Total Rewards package.
• Health and well-being benefits, savings and retirement programs, and paid time off (Vacation PTO, Flex PTO, Holiday PTO).
• Training and onboarding sessions to support success in the role.
• Regular development conversations, access to an online learning platform, and mentoring programs.
• Equal opportunity employer with support for applicants needing accommodations during the application process.

Hiring process

• Interviews scheduled for candidates of interest.
• Interview outcomes communicated to applicants by email or phone call.