Jr. Financial Risk Analyst (Fintech)

TL;DR

Jr. Financial Risk Analyst (Fintech): Conducting operational and business process analysis to support floor plan lending operations with an accent on cost control, income forecasting, and process improvement. Focus on performing ad hoc data analysis, generating profitability reports, and collaborating with senior management to drive business decisions.

Location: On-site in Los Angeles, CA

Salary: $65,000 base (calculated at $31.25/hr) plus up to $5,000 annual bonus

Company

A leading lender for independent and franchise dealerships providing floor plan lines of credit with a portfolio financing over 190,000 vehicles.

What you will do

• Analyze operational, business, and reporting processes to identify improvements.
• Manage daily and monthly reporting, including profitability and cost control metrics.
• Conduct ad hoc financial analysis to support departmental needs and upper management.
• Perform valuation analysis and assess the profitability of potential business moves.
• Collaborate across departments to forecast income and optimize key business processes.

Requirements

• Bachelor’s degree in Finance, Economics, CS, IT, or Accounting.
• Technical proficiency with Excel and ability to learn SQL quickly.
• Strong critical thinking, problem-solving, and time management skills.
• Ability to work on-site in Los Angeles, CA.
• Knowledge of VBA or SQL is highly desired.

Culture & Benefits

• Comprehensive medical, dental, and vision insurance.
• 401K matching and Employee Stock Ownership Program.
• Paid vacation, sick days, and holidays.
• Wellness programs and on-site gym access in Los Angeles.
• Commuter benefits including Metro Tap Card reimbursement.