Analytics Lead, Fullstack (Fintech)

TL;DR

Analytics Lead, Fullstack (Fintech): Leading the design and optimization of credit strategies and risk models to ensure sustainable growth of the loan portfolio with an accent on credit risk management and regulatory compliance. Focus on leveraging advanced data analytics and ML to derive actionable insights and building scalable risk capabilities.

Location: Remote (Must be based in the USA)

Salary: $160,000 – $230,000 per year

Company

hirify.global is a fintech company reinventing credit to make it more honest and friendly, providing buy-now-pay-later flexibility without hidden fees.

What you will do

• Optimize credit strategies across products and geographies using advanced analytics.
• Partner with Engineering to design and build scalable risk models and credit risk capabilities.
• Monitor portfolio performance and macroeconomic trends to proactively adjust underwriting and marketing strategies.
• Translate regulatory and market requirements into credit policy and product design recommendations.
• Coordinate with external stakeholders including merchants, vendors, and regulatory bodies to align risk practices.
• Oversee the development and execution of credit underwriting frameworks to balance growth and risk mitigation.

Requirements

• Degree in Data Science, Computer Science, Engineering, Economics, or a related field.
• 4+ years of experience in an analytical or senior-level role.
• Experience setting credit strategy for new products and expertise in high-line unsecured lending.
• Proficiency in SQL, Python, or other scripting languages.
• Strong skills in data mining, visualization, and statistical modeling.
• Must be based in the United States.

Culture & Benefits

• 100% subsidized medical, dental, and vision coverage for employees and dependents.
• Flexible spending wallets for technology, food, lifestyle, and family forming expenses.
• Competitive vacation and holiday schedules to ensure work-life balance.
• Employee stock purchase plan (ESPP) for discounted share purchases.
• Remote-first culture with flexible work arrangements within the US.