Senior Credit Risk Analyst (Loss Forecasting)

TL;DR

Senior Credit Risk Analyst (Loss Forecasting): Managing bad debt performance and loss provisioning for a digital retail portfolio with an accent on statistical modeling and IFRS 9 compliance. Focus on developing forecasting models, assessing portfolio quality, and collaborating with stakeholders to drive informed financial decision-making.

Location: Must be based in or able to commute to Liverpool, England (Hybrid model)

Company

hirify.global is a leading digital retailer dedicated to helping families get more out of life through a flexible and inclusive work environment.

What you will do

• Generate insights into bad debt performance using data analysis.
• Manage loss forecasting, provisioning, and write-off processes.
• Assess portfolio quality to support financial decision-making.
• Collaborate with cross-functional teams across Financial Services.
• Prioritize workload to ensure accurate reflection of bad debt impacts.

Requirements

• Bachelor’s degree in a quantitative field (Statistics, Mathematics, Economics).
• Experience in Credit Risk, financial services, or banking.
• Proficiency in SAS, SQL, and Excel for data extraction and modeling.
• Experience with loss forecasting, stress testing, or traditional statistical models.
• Understanding of IFRS 9 accounting principles.
• Collaborative mindset with strong stakeholder management skills.

Culture & Benefits

• Flexible, hybrid working model.
• 30 days holiday plus bank holidays.
• £1000 flexible benefits allowance.
• Matched pension contributions up to 6%.
• Up to 25% discount on Very.co.uk.
• Access to Udemy for continuous learning.

Hiring process

• Informal 30-minute video call with the hiring team.
• One-hour formal interview including competency and technical tasks (in-person or remote).