Enhanced Annuity Underwriter (Fintech)

TL;DR

Enhanced Annuity Underwriter (Fintech): Assessing and underwriting complex annuity applications to deliver fair, accurate, and customer-focused financial outcomes with an accent on medical risk evaluation and regulatory compliance. Focus on analyzing detailed financial and medical data to manage long-term liabilities while contributing to continuous process improvement within a collaborative team.

Location: Must be based in or able to commute to Cardiff, UK (Hybrid)

Company

hirify.global is a leading UK financial services group and global asset manager dedicated to safeguarding financial futures and building sustainable retirement and protection solutions.

What you will do

• Assess and underwrite enhanced annuity applications according to business guidelines and risk frameworks.
• Gather and evaluate medical, financial, and supporting information to inform accurate decision-making.
• Deliver balanced outcomes that meet customer needs while effectively managing financial risk.
• Maintain accurate records across underwriting and workflow systems.
• Identify opportunities to improve processes and contribute to continuous improvement initiatives.
• Collaborate with stakeholders to enhance service delivery and customer outcomes.

Requirements

• Must be based in or able to commute to Cardiff, UK.
• Proven experience in underwriting within a direct office or reinsurance environment.
• Strong analytical skills with the ability to interpret complex information.
• Knowledge of medical risk factors and their impact on underwriting outcomes.
• Solid understanding of financial services, market conditions, and commercial considerations.
• Excellent communication skills with the ability to explain decisions clearly.

Culture & Benefits

• Annual performance-related bonus plan and share schemes.
• Generous pension contribution and life assurance.
• Healthcare plan for permanent employees.
• Minimum 25 days holiday plus public holidays, increasing with service.
• Electric car salary sacrifice scheme.
• Inclusive culture with opportunities for career development and flexible working arrangements.