NVP Of Agency Underwriting (West Coast)

TL;DR

NVP Of Agency Underwriting (West Coast): Supporting the SVP of Agency Underwriting, focusing on Escalation Reviews and managing the Agency Underwriting Scenario Team with an accent on providing solutions to loan level escalations and complex scenarios. Focus on communication to the underwriting department, working with various teams, and ensuring consistency with the company's risk appetite.

Location: Primarily operates within Pacific Time or Mountain Time zone working hours to support the West Coast region.

Company

hirify.global is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.

What you will do

• Review and complete various escalations needing Second Level Reviews, including loan level escalations, quality reporting findings, and fraud review.
• Communicate decisions to the VP of underwriting and provide detail into the decision-making process.
• Manage, re-vet, update, and publish the “Agency Questions Log” in Airtable and on the Underwriting page of the Landing at least once per month.
• Ensure the VPs are appropriately managing the Red Loan Report and the Reg B pipeline; follow up and address any loans that fall out of SLA.
• Communicate specific changes or updates regarding Credit Policy to the Branch and/or Operations by speaking during applicable sales or operations meetings as required.
• Conduct existing branch calls as needed (daily, weekly, monthly).

Requirements

• Bachelor’s degree in Business, Finance, advanced degree preferred.
• 10+ years of experience in mortgage underwriting, with a minimum of 2 years of management experience.
• Extensive knowledge of risk evaluation and regulatory compliance.
• Strong knowledge of FHA, VA, and conventional loan programs.
• Proven ability to lead teams and provide constructive feedback to improve team performance.
• Highly self-motivated.

Culture & Benefits

• Competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
• Company-provided short-term disability, an employee assistance program, and a wellness program.
• Exceptional culture driving employee engagement and exceeding employee expectations.
• Entrepreneurial spirit empowers every employee to be who they are to help us move forward together.
• Unwavering support from all departments and total transparency from the top down.