Senior Fraud & AML Officer (Fintech)

TL;DR

Senior Fraud & AML Officer (Fintech): Lead efforts to detect and prevent fraud while ensuring AML compliance in cross-border payment services with an accent on monitoring high-risk merchants and transaction activity. Focus on handling complex cases from payment schemes, optimizing monitoring systems, and contributing to anti-fraud initiatives.

Location: Fully Remote (Barcelona, Riga, or London offices; hybrid environment)

Company

Dynamic payment service provider specializing in cross-border payments, multicurrency accounts, and card issuing for e-commerce and SMBs using cloud-based technology.

What you will do

• Monitor merchant risks and transaction activity, handling complex high-risk cases.
• Manage requests and cases from payment schemes like Visa and Mastercard.
• Contribute to anti-fraud initiatives and improve monitoring systems, alerts, and data extraction logic.
• Optimize processes for transaction monitoring and risk assessment.
• Collaborate with onboarding, monitoring, and risk teams.
• Mentor junior specialists and occasionally support IML-related tasks.

Requirements

• Experience in Fraud, Anti-Fraud, or Transaction Monitoring.
• Data analysis skills (SQL is a plus).
• Experience in payments or fintech is an advantage.
• Experience with high-risk merchants preferred.
• Basic knowledge of IML/AML (nice to have).
• Ability to work in fast-paced startup-like environment with strong problem-solving and communication skills.

Culture & Benefits

• Collaborative and transparent team culture.
• High-impact role in scaling fintech company.
• Competitive salary aligned with experience.
• Recognition of personal milestones and achievements.
• Social benefits.