Chief Risk Officer (Fintech)

TL;DR

Chief Risk Officer (Fintech): Developing and maintaining a second-line risk management framework for a regulated banking entity with an accent on credit, market, liquidity, and operational risks. Focus on establishing enterprise-wide risk strategies, ensuring regulatory compliance, and overseeing BSA/AML and cybersecurity risk programs.

Location: On-site in Utah, USA; must be based in or willing to relocate to Utah

Company

hirify.global is a fintech company revolutionizing the shopping experience through interest-free installment plans and innovative financial products.

What you will do

• Define enterprise-wide risk management strategies, policies, and risk appetite frameworks.
• Identify, monitor, and report on risks across the Bank to ensure compliance with established limits.
• Serve as the primary interface for risk program communication to the Board Risk and Compliance Committee.
• Oversee CISO, BSA Officer, and CRA Officer to ensure information security and regulatory compliance.
• Develop and maintain a model governance framework, including independent model validation processes.
• Communicate with regulators and manage regulatory inquiries and examination activities.

Requirements

• 15–20+ years of banking or financial services experience, with significant time in risk management, credit, compliance, or audit.
• 7–10 years in a senior risk leadership role (CRO, SVP Risk, or equivalent) at a regulated financial institution.
• Deep knowledge of enterprise risk management frameworks and banking regulatory requirements.
• Experience managing compliance, BSA/AML, OFAC, CRA, and cybersecurity risk programs.
• Strong communication skills with experience in Board-level risk reporting.
• Must be based in or willing to relocate to Utah.

Nice to have

• Master's degree in Finance, Economics, Accounting, or Mathematics.
• FRM (GARP), CAMS, CRCM, or CPA certification.
• Experience with model risk governance and CECL/stress testing frameworks.

Culture & Benefits

• Unlimited PTO, volunteer hours, and sabbatical.
• Comprehensive medical, dental, vision, life, and disability insurance.
• 401k with company match.
• Highly discounted LifeTime gym membership.
• Collaborative environment within a fast-growing FinTech company.