Principal Product Manager (Fintech)
Мэтч & Сопровод
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Описание вакансии
TL;DR
Principal Product Manager (Fintech): Spearheading product strategy and technical execution for the Third-Party Originations (TPO) channel with an accent on building digital infrastructure for brokers and correspondents to originate HELOCs and lending products. Focus on defining TPO ecosystem roadmap, partner portals, API integrations with LOS/POS vendors, and automated decisioning to drive loan origination growth and channel profitability.
Location: Hybrid options in San Mateo, CA and Phoenix, AZ metro areas; remote work from home in other US locations
Salary: $160,000 - $180,000 + bonus + benefits
Company
is a leading digital personal finance company providing personalized financial solutions including personal loans, home equity loans, debt consolidation, and financial tools.
What you will do
- Develop and execute multi-year TPO strategy and roadmap in partnership with GM of TPO, focusing on onboarding third-party originators in wholesale and correspondent channels.
- Lead development of TPO lending ecosystem including partner portals, API integrations with external broker tech stacks, and seamless partner experiences.
- Design and launch high-conversion self-service TPO broker portal aligned with retail HELOC strategies and competitive landscape.
- Integrate real-time automated underwriting, decisioning, and risk-appropriate pricing into TPO workflows.
- Optimize channel metrics like partner onboarding speed, pull-through rates, and loan volume by identifying and resolving friction points.
- Act as cross-functional leader bridging Engineering, Capital Markets, Sales, Underwriting & Ops, Risk, and Compliance; cultivate external partnerships with LOS/POS vendors.
Requirements
- 10+ years of Product Management experience with proven track record in Mortgage TPO, Fintech, or Lending platforms; built and scaled complex B2B/partner-facing applications
- Deep domain expertise in TPO industry, wholesale vs. correspondent channels, mortgage origination workflows, and lien products like HELOC/HELOAN
- Technical experience with API-first development, mortgage LOS integrations, and automated decisioning/rules engines
- Data-driven mindset to leverage analytics for optimizations, quantitative tests, and executive reporting
- Self-starter execution in high-growth environments with exceptional communication to simplify complex technical/regulatory constraints
- Bachelor’s degree in Business, Technology, or related field; MBA preferred
Culture & Benefits
- 401(k) with employer match
- Medical, dental, vision with HSA and FSA options
- Competitive vacation, sick time off, and volunteer days
- Wellness support via Employee Assistance Program and physical/mental health programs
- Pet care discounts and financial hardship support through Care Fund
- Commitment to diversity and inclusion with six employee resource groups; hybrid and remote roles across US hubs in Arizona, California, Texas
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